Debt management program / Debt management solution

Applying for credit card after credit card to create new funds to pay off the minimum payments on your existing credit cards and free up a bit of cash for a holiday to forget about your financial troubles. Sound familiar?

The borrowing rate in the UK is at an all-time high, and is showing no signs of coming down. But as more and more people get swallowed into the quagmire of debt by juggling debts between cards to pay off other accounts, the chances of them ever getting out of debt are rapidly diminishing.

This is where a Debt Management program can help. A structured system can reduce the amount of money paid out each month, slash the interest rates on the debt, and as a result, cut the number of sleepless nights being suffered as people take their money troubles to bed.

Our Debt Management solution meets all three of these criteria, as well as taking on the responsibility of dealing with people's creditors so they don't have to deal with final demands and threats of court appearances.

We can help people who owe money to a number of creditors by operating a single payment plan each month. We are an experienced team of qualified debt adjusters, registered with the Office of Fair Trading, and we work by working out how much a person can reasonably afford to pay out every month until their debts are cleared. To do this, we look at the income of each individual, remove legitimate living costs (mortgage, food, telephone) from the equation, balance it against the outgoings and come up with a fixed fee.

Every month, we receive that figure, and we split it between the various creditors. Because they will all have been contacted and advised that their debtor has referred the account to a Debt Management agency, they will usually reduce or freeze the interest rate to assist with the repayment plan, resulting in a debt reduction of up to 75% each month. And there will be no further threats of legal action while an individual is with us.

We value our quick, effective and affordable debt management plans, and want to help you. We operate throughout the UK and can help quash debts of any size, from £3,000 to £250,000.
For confidential, free advice, click the button and fill in the form, then leave the rest to us.

Whatever debt problems you have, we can help. Click here