Debt Management / Debt Management Plan
Debt Management is a system to help those in debt become debt free.
If a person is in debt they probably owe money to numerous creditors.
Sometimes the amount they owe can even exceed their income. Debt management
can help a person reduce their repayments to creditors by spreading
them over a period of time.
Our Debt Management Plan is a simple, systematic way of dealing
with your debts. Not only can it reduce your repayments but is also
takes the stress of dealing with your creditors away and can stop
them from taking legal action against you.
We operate a 'single payment' plan whereby our clients pay us a
single, monthly fee and we then distribute this between each of
their creditors. This means all your debts are consolidated into
one single, affordable payment. Not only are they consolidated into
one monthly payment, in almost all cases we can reduce the total
amount you pay each month by up to 75%. This is due to the fact
that your creditors know you have a debt management company working
on your behalf and we can work on your behalf to get the creditors
to lower or freeze your interest rates. Also, you no longer have
to feel harassed by your creditors; from the day you sign up with
us, we will handle all communication with your creditors.
The simple payment you pay is based on your income and expenditure.
This means that legitimate living expenses such as mortgage, phone
and food are removed from your income so you only pay what you can
afford.
What are the benefits of a debt management plan?
- One, affordable monthly payment - living expenses (mortgage,
phone, food, etc.) are removed from your income so you only pay
your creditors what you can afford
- No need for another loan - we don't consolidate your debts
with another loan like some companies. That is the last thing
you need! We simply negotiate with your creditors and agree to
pay them what you can afford
- We deal with your creditors - relieve the stress of dealing
with lots of different creditors. You pay us one monthly payment
and we distribute this amongst your creditors
- Lower interest / payments - whilst in our Debt Management Plan
creditors will normally reduce or freeze interest
- Become debt free - if a structured Debt Management Plan is followed
you will become debt free
Who are we?
We are Office of Fair Trading registered and are licensed debt
adjusters. We are also data protection registered. This means that
we are qualified to give quality, confidential debt advice and credit
counselling. We have an experienced team and we pride ourselves
on providing quick and effective debt management solutions. We operate
on a national basis throughout the UK. We deal with debts ranging
between £3000 and £250,000.
Next step?
If you think you need a debt management plan, or you just want
free debt advice, click the button below and use the form to send
us your details. We look forward to assisting you.
Whatever debt
problems you have, we can help. Click here
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