Credit card debt consolidation
If you have excessive credit card debts with multiple creditors
it can be very stressful dealing with all the demands. You might
feel like you are losing control. You might have heard about debt
consolidation and you may have seen many offers for "Debt Consolidation
Loans". This basically involves taking out a loan to pay off
all your existing creditors and thereby consolidating all your debts
into one monthly payment.
Debt management consolidates all your debts into one
monthly payment - without a loan! It is a form of
debt consolidation but can be preferable to taking out another loan.
Instead of borrowing more money, we liaise with your creditors to
negotiate an affordable amount you can pay each month. You then
pay us one simple, monthly payment and we distribute this to your
creditors. Below are the benefits of debt management to consolidate
all your debts:
Benefits:
- One, affordable monthly payment - living expenses
(mortgage, phone, food, etc.) are removed from your income so
you only pay your creditors what you can afford
- No need for another loan - we don't consolidate
your debts with another loan like some companies. That is the
last thing you need! We simply negotiate with your creditors and
agree to pay them what you can afford
- We deal with your creditors - relieve the stress
of dealing with lots of different creditors. You pay us one monthly
payment and we distribute this amongst your creditors
- Lower interest / payments - whilst in our Debt
Management Plan creditors will normally reduce or freeze interest
- Become debt free - if a structured Debt Management
Plan is followed you will become debt free
Our Commitment to you:
- We are registered with the Office of Fair Trading and are licensed
debt adjusters therefore you can be assured of a confidential
and professional service
- We will provide you with FREE DEBT ADVICE and
will carefully explain all options available to you
- Ensure that our service complies with all relevant laws
Whatever debt
problems you have, we can help. Click here
|
